:root{
  --forest:#17352E;
  --forest-2:#1F443B;
  --forest-3:#2C5B4F;
  --brass:#B58B3E;
  --brass-lt:#D9B268;
  --paper:#F6F5F1;
  --paper-2:#EDEBE3;
  --ink:#1A211E;
  --muted:#5E6B66;
  --line:#DCD9CE;
  --maxw:1140px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{background:var(--paper);color:var(--ink);font-family:"Inter",system-ui,sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 26px}
.narrow{max-width:760px;margin:0 auto;padding:0 26px}
a{color:inherit}
h1,h2,h3,.serif{font-family:"Newsreader",Georgia,serif;font-weight:400;letter-spacing:-.015em}
h1{font-size:clamp(2.5rem,5.6vw,4.3rem);line-height:1.06}
h2{font-size:clamp(1.85rem,3.4vw,2.75rem);line-height:1.12}
h3{font-size:1.4rem;line-height:1.25}
p{max-width:68ch}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}

header{border-bottom:1px solid var(--line);background:var(--paper);position:sticky;top:0;z-index:50}
.bar{display:flex;align-items:center;justify-content:space-between;height:78px}
.logo{font-family:"Newsreader",serif;font-size:1.45rem;text-decoration:none;letter-spacing:-.02em;display:flex;align-items:center;gap:10px}
.logo i{width:9px;height:26px;background:var(--brass);display:inline-block;transform:skewX(-14deg)}
nav.main{display:flex;gap:30px;font-size:.94rem;color:var(--muted)}
nav.main a{text-decoration:none}
nav.main a:hover{color:var(--forest);text-decoration:underline;text-underline-offset:4px}
@media(max-width:900px){nav.main{display:none}}
.btn{display:inline-block;border:0;cursor:pointer;font-family:"Inter",sans-serif;font-weight:600;font-size:.98rem;
  padding:14px 26px;border-radius:2px;text-decoration:none;transition:background .15s}
.btn-forest{background:var(--forest);color:var(--paper)}
.btn-forest:hover{background:var(--forest-3)}
.btn-brass{background:var(--brass);color:#231A08}
.btn-brass:hover{background:var(--brass-lt)}
.btn-line{background:transparent;border:1px solid var(--forest);color:var(--forest)}
.btn-line:hover{background:var(--forest);color:var(--paper)}

/* Hero: redaktionelle Öffnung, mittig gesetzt */
.hero{padding:96px 0 72px;text-align:center;border-bottom:1px solid var(--line)}
.hero h1{max-width:16ch;margin:0 auto}
.hero h1 i{font-style:italic;color:var(--forest-3)}
.hero .lede{max-width:56ch;margin:26px auto 0;font-size:1.16rem;color:var(--muted)}
.hero .acts{margin-top:34px;display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.hero .fine{margin:20px auto 0;font-size:.88rem;color:var(--muted)}

/* Signature: Berufswähler */
.picker{background:var(--forest);color:var(--paper);padding:0}
.picker-in{display:grid;grid-template-columns:270px 1fr;min-height:330px}
@media(max-width:860px){.picker-in{grid-template-columns:1fr}}
.picker-list{border-right:1px solid rgba(246,245,241,.14);padding:26px 0}
@media(max-width:860px){.picker-list{border-right:0;border-bottom:1px solid rgba(246,245,241,.14);
  display:flex;overflow-x:auto;padding:14px 20px;gap:8px}}
.picker-list button{display:block;width:100%;text-align:left;background:none;border:0;cursor:pointer;
  font-family:"Inter",sans-serif;font-size:1rem;color:rgba(246,245,241,.68);padding:11px 26px;
  border-left:3px solid transparent;transition:.14s}
@media(max-width:860px){.picker-list button{width:auto;white-space:nowrap;border-left:0;border-bottom:2px solid transparent;padding:8px 12px}}
.picker-list button:hover{color:var(--paper)}
.picker-list button[aria-selected=true]{color:var(--paper);border-left-color:var(--brass);font-weight:600;background:rgba(246,245,241,.04)}
@media(max-width:860px){.picker-list button[aria-selected=true]{border-bottom-color:var(--brass);background:none}}
.picker-body{padding:44px 46px}
@media(max-width:600px){.picker-body{padding:30px 24px}}
.picker-body h3{font-size:1.9rem;color:var(--paper)}
.picker-body .risk{font-family:"Newsreader",serif;font-style:italic;font-size:1.28rem;color:var(--brass-lt);
  margin:14px 0 20px;max-width:44ch;line-height:1.45}
.picker-body p{color:rgba(246,245,241,.78);max-width:56ch;font-size:1.02rem}
.picker-meta{display:flex;gap:38px;margin-top:28px;flex-wrap:wrap}
.picker-meta div span{display:block;font-size:.84rem;color:rgba(246,245,241,.55)}
.picker-meta div b{font-family:"Newsreader",serif;font-weight:500;font-size:1.6rem;color:var(--paper)}

section{padding:96px 0}
.eyebrow{font-family:"Newsreader",serif;font-style:italic;font-size:1.1rem;color:var(--brass);margin-bottom:12px}
.sec-head{margin-bottom:48px;max-width:60ch}
.sec-head p{margin-top:16px;color:var(--muted);font-size:1.08rem}

/* Zweispaltiger Fließtext */
.editorial{display:grid;grid-template-columns:1fr 1fr;gap:56px;border-top:1px solid var(--line);padding-top:40px}
@media(max-width:860px){.editorial{grid-template-columns:1fr;gap:40px}}
.editorial h3{margin-bottom:14px}
.editorial p{color:#39443F;font-size:1.04rem;line-height:1.72}
.editorial p + p{margin-top:14px}
.marker{border-left:2px solid var(--brass);padding-left:20px;margin-top:24px}
.marker b{display:block;font-size:.95rem;margin-bottom:4px}
.marker span{font-size:.97rem;color:var(--muted)}

/* Leistungstabelle */
.table{width:100%;border-collapse:collapse;margin-top:8px;font-size:1rem}
.table th,.table td{text-align:left;padding:17px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.table th{font-weight:600;font-size:.9rem;color:var(--muted)}
.table thead th:not(:first-child){text-align:center;color:var(--forest);font-size:1rem}
.table td:not(:first-child){text-align:center;width:150px}
.table tbody tr:hover{background:var(--paper-2)}
.yes{color:var(--forest-3);font-weight:700}
.no{color:#A9A398}
@media(max-width:700px){.table td:not(:first-child){width:70px}.table th,.table td{padding:13px 8px;font-size:.92rem}}

/* Formular: Splitscreen mit Live-Schätzung */
#angebot{background:var(--forest);color:var(--paper);padding:96px 0}
#angebot .eyebrow{color:var(--brass-lt)}
.fsplit{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:start}
@media(max-width:980px){.fsplit{grid-template-columns:1fr;gap:40px}}
.fintro h2{color:var(--paper);max-width:15ch}
.fintro p{color:rgba(246,245,241,.78);margin-top:18px}
.estimate{margin-top:36px;border:1px solid rgba(246,245,241,.2);border-radius:3px;padding:26px}
.estimate .lbl{font-size:.88rem;color:rgba(246,245,241,.6)}
.estimate .val{font-family:"Newsreader",serif;font-size:2.9rem;line-height:1.1;margin:6px 0 4px;color:var(--brass-lt);font-variant-numeric:tabular-nums}
.estimate .note{font-size:.86rem;color:rgba(246,245,241,.55);max-width:34ch}
.estimate ul{list-style:none;margin-top:20px;padding-top:18px;border-top:1px solid rgba(246,245,241,.14);display:grid;gap:9px}
.estimate li{display:flex;justify-content:space-between;font-size:.92rem;gap:14px}
.estimate li span:first-child{color:rgba(246,245,241,.6)}
.estimate li span:last-child{font-weight:600;text-align:right}

.panel{background:var(--paper);color:var(--ink);border-radius:3px;overflow:hidden}
.rail{display:flex;border-bottom:1px solid var(--line)}
.rail div{flex:1;padding:14px 8px;text-align:center;font-size:.8rem;color:var(--muted);
  border-bottom:3px solid transparent;position:relative}
.rail div.on{color:var(--forest);font-weight:600;border-bottom-color:var(--brass)}
.rail div.past{color:var(--forest-3)}
.pbody{padding:34px 38px 38px}
@media(max-width:600px){.pbody{padding:26px 22px 30px}}
fieldset{border:0}
legend{font-family:"Newsreader",serif;font-size:1.75rem;line-height:1.2;letter-spacing:-.015em}
.hint{color:var(--muted);font-size:.95rem;margin:10px 0 24px;max-width:48ch}
.opts{display:grid;gap:9px}
.opts.two{grid-template-columns:1fr 1fr}
.opts.three{grid-template-columns:repeat(3,1fr)}
@media(max-width:520px){.opts.two,.opts.three{grid-template-columns:1fr}}
.opt input{position:absolute;opacity:0;width:1px;height:1px}
.opt span{display:block;border:1px solid var(--line);background:#fff;padding:15px 18px;cursor:pointer;
  font-size:1rem;transition:.14s;border-radius:2px}
.opt span small{display:block;color:var(--muted);font-size:.86rem;margin-top:3px;line-height:1.45}
.opt input:checked + span{border-color:var(--forest);background:#fff;box-shadow:inset 3px 0 0 var(--brass),0 0 0 1px var(--forest)}
.opt input:focus-visible + span{outline:2px solid var(--brass);outline-offset:2px}
.opt span:hover{border-color:var(--forest-3)}
label.fl{display:block;font-size:.9rem;font-weight:600;margin-bottom:7px}
input[type=text],input[type=email],input[type=tel],select{width:100%;padding:13px 14px;border:1px solid var(--line);
  border-radius:2px;font-family:inherit;font-size:1rem;background:#fff;color:var(--ink)}
input:focus,select:focus{outline:0;border-color:var(--forest)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:15px}
@media(max-width:520px){.row{grid-template-columns:1fr}}
.fld{margin-bottom:15px}
.slider-wrap{margin:6px 0 24px}
input[type=range]{width:100%;accent-color:var(--forest)}
.slider-val{font-family:"Newsreader",serif;font-size:1.5rem;margin-bottom:4px}
.consent{display:grid;grid-template-columns:20px 1fr;gap:11px;align-items:start;font-size:.86rem;
  color:var(--muted);margin-top:20px;line-height:1.55}
.consent input{width:19px;height:19px;margin-top:2px;accent-color:var(--forest)}
.nav{display:flex;justify-content:space-between;align-items:center;margin-top:28px;padding-top:22px;border-top:1px solid var(--line)}
.back{background:none;border:0;font-family:inherit;font-size:.95rem;color:var(--muted);cursor:pointer;padding:8px 2px}
.back:hover{color:var(--forest);text-decoration:underline;text-underline-offset:3px}
.err{display:none;color:#9C3B2E;font-size:.9rem;margin-top:14px}
.err.on{display:block}
.done{padding:44px 38px;text-align:center}
.done h3{font-size:1.9rem;margin-bottom:14px}
.done p{color:var(--muted);margin:0 auto;max-width:44ch}
.done .seal{width:56px;height:56px;border:2px solid var(--brass);border-radius:50%;margin:0 auto 22px;
  display:flex;align-items:center;justify-content:center;color:var(--brass);font-family:"Newsreader",serif;font-size:1.7rem}

/* Stimmen */
.voices{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}
@media(max-width:860px){.voices{grid-template-columns:1fr}}
.voice{border-top:1px solid var(--line);padding-top:22px}
.voice p{font-family:"Newsreader",serif;font-size:1.16rem;line-height:1.55;color:#2A332F}
.voice cite{display:block;margin-top:14px;font-style:normal;font-size:.88rem;color:var(--muted)}

details{border-bottom:1px solid var(--line);padding:22px 0}
summary{cursor:pointer;list-style:none;font-family:"Newsreader",serif;font-size:1.3rem;display:flex;
  justify-content:space-between;gap:18px;align-items:baseline}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";color:var(--brass);font-size:1.4rem;flex:none;line-height:1}
details[open] summary:after{content:"–"}
details p{margin-top:12px;color:var(--muted);font-size:1.02rem}

footer{background:var(--forest);color:rgba(246,245,241,.7);padding:60px 0 42px;font-size:.92rem}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px;margin-bottom:36px}
@media(max-width:760px){.fgrid{grid-template-columns:1fr 1fr}}
footer h4{color:var(--paper);font-size:.94rem;margin-bottom:13px;font-weight:600}
footer a{display:block;text-decoration:none;padding:4px 0}
footer a:hover{color:var(--paper)}
.legal{border-top:1px solid rgba(246,245,241,.15);padding-top:22px;font-size:.82rem;color:rgba(246,245,241,.5)}